Thursday, October 25, 2018

Why Must We Pay Taxes?







Law and Christian Witness: Why Must We Pay Taxes?

John Amalraj K


Gandhiji along with his followers on 6 April 1930 in the coastal town of Dandi picked up a handful of salt on the shore to demonstrate and protest against the British empire’s repressive policy of taxation on the production and sale of salt which was forcing the poor people to suffer. The civil disobedience movement called as Satyagraha, gathered momentum and took on the mighty empire[i].

When Prophet Samuel became old, the people of Israel went to him and asked him ‘give us a king’. Samuel’s response to them was a warning: A king will tax your harvests and vintage to support his extensive bureaucracy; he will lay taxes on your flocks and you will end up as slaves. But, the people of Israel did not listen to Samuel or to the Lord (I Sam 8). Many kings have come and gone since then and the warning became a reality and the people suffered.

Winston Churchill once said, “There is no such thing as a good tax”. No one in history has ever liked taxes as much as the government of the day or the tax officials.

Several years ago, a chartered accountant advised that we should handle financial matters of our organisation and our personal finances in such a way that we do not owe any tax. The principle was not to ‘evade’ tax but through tax planning, prudent management and availing the facilities of ‘exemptions’ offered by law we need to ‘avoid’ payment of tax. The issue becomes more complicated when religious organizations doing charitable work in total dependence on free will donations end up paying taxes. In the present context, there is very little for us to do to avoid tax as the governments have become more creative in expanding the ‘tax net’ in their endeavour to bring in more people into the tax bracket and increase the revenue of the government.

In India, we not only have income tax but also ‘Goods and Services Tax’ (GST) which in fact makes every citizen involved in buying and selling to pay tax. The task of collecting taxes once only belonged to the tax officers – income tax officers or sales tax officers but today every legal entity − a business, society, trust or institution is made responsible to deduct taxes at source. The recent amendments has made even an individual buying a property or paying rent or lease amount to a property owner responsible for deducting tax at source and remitting it to the government.

Origin of Taxation
Let me quote from an article in A Short History of Taxation on the origin of taxation[ii].
The word ‘tax’ first appeared in the English language only in the 14th century. It derives from the Latin taxare which means ‘to assess’. Before that, the English used the related word ‘task’, derived from old French. For a while, ‘task’ and ‘tax’ were both in common use, the first requiring labour, the second money. ‘Tax’ then developed its meaning to imply something wearisome or challenging. So words like ‘duty’ were used to make it more appealing. Under the Egyptian Pharaohs ‘scribes’ were charged with raising funds in any way practicable, including a tax on household cooking oil. Regular audits were conducted to ensure that oil was not recycled – perhaps the first historical record of ‘avoidance’. The Book of Genesis in the Bible suggests that a fifth of all crops should be given to the Pharaoh. The city states of Ancient Greece imposed eishpora to pay for wars, which were numerous; but once a war was over, any surplus had to be refunded. Athens imposed a monthly poll tax on foreigners. Imperial Rome used tribute extracted from colonised peoples to multiply the bounty of the empire. Julius Caesar imposed a one per-cent sales tax; Augustus instituted an inheritance tax to provide retirement funds for the military. However, human bondage remained the most lucrative form of tribute for both Greece and Rome.
The author comments that “This is the eternal fate of taxation: to be the abused or abusive means towards noble or ignoble ends, never quite able to escape its association with extortion and war.”

Taxes and Organisations
A few years ago, one of the senior members of a church stood up during the general body meeting and demanded the pastorate committee to ensure that they set aside the funds in the various fixed deposits for payment of income tax. She rightly pointed out that the church should not default on payment of taxes to the government. Another member of the congregation suggested that the pastorate committee should rather look at the exemptions allowed by the government by which the church can claim exemption from payment of tax. His argument was that we cannot pay taxes to the government from the sacred offerings given by the church members. It is an interesting argument from a worldview that dichotomizes the sacred and secular. Somehow, money in the offertory bags has become sacred and cannot be given to a secular government. Most people will have no problem spending that money in building and maintenance of the church property, its fixtures and furniture, payment of salaries, grand celebration of festivals, anniversaries and special occasions.

The government of the day assumes that religious organizations have a lot of income and it is only right to tax them to increase the revenue of the government. The income tax act of 1961 defines charitable purposes as follows[iii]:
charitable purpose includes relief of the poor, education, yoga, medical relief, preservation of environment (including watersheds, forests and wildlife) and preservation of monuments or places or objects of artistic or historic interest, and the advancement of any other object of general public utility:
Most of our Christian establishments have been registered under the Societies Act or under the Indian Public Trust Act for ‘religious and charitable purposes’. Educational and health care institutions having the legal entity of a society or trust and having their objectives either directly or indirectly refer to the Christian faith as a motivation, serve people of all backgrounds and employs people from other faith. Many ‘mission’ organisations having the entity of a society or trust on the other hand, may be considered a ‘religious’ organization, as their core activities may be described as religious than charitable. Since activities of organising prayer meetings, worship services, spiritual enriching conferences, camps, seminars, revival meetings, Bible study programmes, etc. are religious in nature and not charitable. However activities that relate to literacy, education, health care, care of orphans, sick, abused, elderly and destitute, relief, rehabilitation, community development, etc. for people without any discrimination of caste, religion or social status is what would help the organization to claim its purposes as ‘charitable’.

The income tax act goes on to exempt certain activities from the charitable purposes that is in the nature of trade, commerce or business. Unfortunately, unless we are willing to pay income taxes, income generation projects and any fees earned by providing services like a seminar or training programme are liable to be taxed. The idealistic goal of many CEOs to generate income through such activities and reduce our burden on donors does not seem realistic as the surplus income may be considered as profit and taxed.  

Let us also look at the definition of ‘income’ by the Income Tax Act related to charitable or religious organizations.
(24) income includes—
 (iia) voluntary contributions received by a trust created wholly or partly for charitable or religious purposes or by an institution established wholly or partly for such purposes or by an association or institution referred to in clause (21) or clause (23), or by a fund or trust or institution referred to in sub-clause (iv) or sub-clause (v) or by any university or other educational institution referred to in sub-clause (iiiad) or sub-clause (vi) or by any hospital or other institution referred to in sub-clause (iiiae) or sub-clause (via) of clause (23C) of section 10 or by an electoral trust.
The definition of income includes voluntary contributions – it can include all donations, pledges, offerings that are given to churches and to Christian organizations whether from an Indian or foreign source. The law challenges not just our worldview of sacred and secular divide but also the flawed theological dichotomy of social concerns vs evangelism. Even though through the Lausanne movement discourses[iv], the evangelical community has come to accept social concerns as part of its ‘wholistic’[v] mission – we still have a long way to go to transform the worldview of Christians. Often we seem to have initiated “charitable” activities into our organizations to avail tax exemptions rather than out of our motivation arising from our calling or understanding and practice of wholistic missions.

The income tax does provide for exemptions from income taxes subject to various conditions as per sections 11 and 12 for any trust or institution. One of the important conditions is that the organisation must be registered as a legal entity and must apply for such an exemption. The income tax authorities have also been given the discretion to cancel such exemptions if they find later that the activities of the organisation are no longer ‘charitable’ and do not fulfill the conditions set forth in the relevant sections.

The Income Tax Act has also certain provisions under section 80G which offer tax benefits to the donors. Many organizations whose main activities are ‘charitable’ in nature are able to avail the advantage of these provisions to attract potential donors and provide ‘tax deduction’ certificates. Again, this privilege is subject to the organization’s continued focus on ‘charitable’ activities not necessarily religious activites.

The recent Goods and Services Act[vi] (GST) has brought in a new challenge to many of the Christian organizations. There was confusion whether registered societies and trusts will have to come under the act. However, this is based on whether the organisation is involved in the ‘supply’ of goods and services as defined by the act and provided the aggregate turnover is beyond the prescribed ceiling. The act also defines ‘charitable activities’ with a narrow scope and any activity or service for which a fee is received including earning a rental income from renting of precincts of a religious place is brought under the GST.

The tax laws seem to suggest that unless we are involved in ‘charitable’ activities, we cannot claim any exemptions from tax.  Do we have to pay taxes to do our mission?

Jesus and Tax Obligations
Fergus Macdonald[vii] writing a devotional on Jesus and the temple tax asks a question “Is Jesus a tax-dodger?” (Mt 17:24-27). He goes on to say that Matthew (a former tax collector) records this incident as the conversation between Jesus and Peter because it had a mind-boggling implication for the disciples. At issue was a half-shekel tax due to be paid annually towards the upkeep of the temple by every Jew over 20 years old (see Ex 30:11-16). These temple tax collectors represented the Jewish religious establishment in Jerusalem. They were different from people like Matthew and Zacchaeus who gathered taxes for the Roman empire.

Jesus asked Peter a question if the sons of the emperor pay taxes to which Peter replied no. The truth that Jesus communicated was that even though they were exempted from the temple tax as children of God the father, they were willing to pay the temple tax so as not to offend others. The miracle of the tax money coming from the mouth of the fish (v 27) is a sign that God’s provision is not just for ministry expenses but also for payment of taxes.

The other incident related to Jesus and taxes was when there was an attempt to trap him by a question by the Pharisees. Jesus said, Return to Ceasar the things that are Caesar’s... (Mk 12:17). David Spriggs[viii] in his devotional writing says “few people like paying taxes, least of all to a foreign power. The question appeared to address the human reluctance to pay taxes, but it was more about nationalism and the Jewish antagonism to being ruled by a foreign power. Behind this challenge, Jesus saw the real issue – hypocrisy (v 15). In colluding together the Pharisees and Herodians admitted that neither party was that interested in Caesar’s rights. Rather, they were trying to defend themselves against the claims of Jesus on their lives and their nation’s destiny”. David Spriggs concludes by saying that we should not use ‘too complex’ arguments as an excuse for denying Christ’s lordship in every area of our life. He also makes a point that no government rules over us without the permission of our sovereign God. Apostle Paul instructs the early churches that if you owe taxes pay them. (Rom 13: 7) The scriptural exhortation is that we as a church or a Christian organisation have an obligation to pay taxes to our government.

Christian Witness and Paying Taxes
It is rather a sad testimony if and when Christians or Christian organisations are found guilty of tax evasion or tax default. There are of course genuine errors and ignorance that may have resulted in a non-payment of tax. However there are provisions for correcting such errors and making amends. The very fact that Jesus was popularly called as a ‘friend of tax-collectors and Pharisees’, in other words a friend of sinners, is an important lesson for us. Jesus was able to minister among some of the societies’ most hated – social outcasts like the tax collectors. He even made some of them his disciples like Matthew. He was even found to have dinner in the tax collector’s homes starting with Matthew. When Jesus visited Zacchaeus’ home, he was able to help this tax collector to make a life transforming announcement that probably brought the whole town of Jericho a revival in terms of curbing corruption and extortion as well as genuine help to the poor. (Lk 19:1-10)

A few years ago an organisation headed by a friend was under the income tax scrutiny. As the CEO, he was to attend the hearing accompanied by his chartered accountant (CA). During the hearing, the income tax officer asked a number of questions to which he gave satisfactory answers. And then the CA and the officer began to speak in some coded language. The hearing ended and my friend and the CA came out. The CA told my friend that the officer wanted some gift so that he can write a favorable report. My friend politely told the CA that he or his organisation does not resort to such practices. But the CA continued to advise him saying that there are many other similar organizations who have given gifts and received a favorable report and that he does not see any reason why my friend was so reluctant. He further warned him that if his organization’s income tax exemption is cancelled and blacklisted, he was not to be blamed. Yet my friend stood his ground and refused to compromise. After several months, my friend’s organisation received a favorable report without any compromise. In the midst of extortion and corruption, our response is critical for Christian witness.

If we are confident that we have not committed any offence, we can stand our ground. However if we or our staff have made an unknown accounting error which ended in defaulting in the payment of tax, it will be right on our part to admit it and ask for pardon or pay the penalty that is required.

If we feel, we are being harassed by the officials, then appealing before the higher authority against any tax claims that are imposed on us due to the wrong exercise of an officer’s discretion or an error in judging the facts of our particular case is a fundamental right that can be used by us. There are many charitable organizations that were made to pay capital gains tax or even income tax with penalty even though under the law they were exempted. They had to spend time and money to appeal before appellate tribunals and eventually before the high court and won their cases to recover the penalty tax with interest. There are professional tax consultants, lawyers and advisers who can guide organizations during such crisis.  

Recently, when the GST came into force, many organizations and institutions were debating how to avoid registering under the act. There were several discussions in multiple forums. There were suggestions to find alternate structures that can help in avoiding the GST tax regime. Some of the organizations took a stand that finding alternate structures should not be determined by the issue of taxation. There are other factors focused on ministry that should define a structure. They moved forward and complied with the GST. This is probably the right way for us in the present context of a hostile environment for those who are committed to following Christ.

Conclusion
It is wrong to end up having to pay taxes, merely out of ignorance or negligence. However as Jesus gave us an example, we should comply with taxation laws as applicable to us. I started this article with an illustration of Gandhi’s protest against an unjust tax regime. This is just one example and there are many such stories of protest and expression of dissent by refusing to pay taxes in history. However those protestors and demonstrators paid the price of imprisonment and other punishments for larger good of their society or country. Demonstration, protest and dissent are very valid actions and should not be resorted to lightly unless we have a specific purpose for such a course of action. 

As long as we are citizens of a country and have formal structures, it is imperative on us to comply with the legal requirements however burdensome it may seem. As I wrote in my earlier article, a careless attitude to compliance has landed many organizations and churches into difficulties that have tarnished their Christian witness. Therefore, the question remains do we really need a formal vehicle for ministry? Benjamin Franklin[ix] writes “...but in this world nothing can be said to be certain, except death and taxes”. The whole issue of taxation compliance and the debate around it raises the issue of the test of our faith in the sovereignty of God, in his provisions and the wholistic understanding of mission that includes worship, proclamation, service and fellowship that intentionally bears witness to the whole character and works of God. Are you paying your taxes like Jesus did?

Published in Christian Manager, Chennai June -July 2018, Vol 18, Issue 1


[i] www.britannica.com/event/Salt-March
[ii] A Short History of Taxation, October 2008, New Internationalist, newint.org/features/2008/10/01/tax-history/
[iv] www.lausanne.org/networks/issues/poverty-and-wealth
[v] Interserve has adopted the unusual spelling of wholistic with a ‘w’, since the term holism / integral is now applied to so many contexts that it has virtually lost its meaning. We emphasize the nature of mission being from the whole of God, to the whole world, with the whole gospel.
[vii] www.wordlive.org, August 8, 2008
[viii] www.wordlive.org, March 12, 2012
 

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